Credit Repair and Your Credit Score

Avoiding debt relief scams

If you find yourself saddled with too much credit card debt and cannot manage to dig your way out on your own, a debt consolidation loan can help. But beware of unscrupulous debt consolidation scams because they can leave you with a lower credit score on top of unsolved debt problems.

How to avoid credit repair scams, and DIY credit improvement tips

Whether you are applying for a new home loan or refinancing, your credit score is one of the most important factors in whether or not your mortgage is approved. Consumers with credit problems may be able to fix their bad credit themselves or qualify for a bad credit home loan.

4 credit repair tips for home loan qualifying

It's no secret that mortgage lenders today place a great deal of scrutiny on your credit score before they'll give you a home loan. Even if your score qualifies for a mortgage, you may not be getting the the lowest rates and fees. These four tips can help you repair your credit.

8 tips to improve your credit score

If you have been turned down for a refinance mortgage or a home purchase or simply know you have credit problems, you may have given up. But before turning to desperate measures for credit or paying a company for a credit repair, try some of the recommendations from MyFICO.com to improve your credit score on your own.

After You Get a Bad Credit Mortgage: 5 Financial Tips

Improving your Credit Score to Qualify for a Better Home Loan

Lenders want higher and higher credit scores for their best rates. Here’s what you can do to increase your score.

Tips For Choosing the Right Credit Counselor

For Credit Repair, Learn How Your Credit Score is Calculated

Knowing the ingredients of a credit score helps you craft a strategy to repair your credit and get the best FHA loan rates.

Fixing Your Credit Before Applying for a Home Loan

Tightened credit restrictions have made qualifying for a bad credit mortgage loan more difficult, but consumers can improve their chances for approval by improving their credit.

Debt Relief: Key Questions to Ask Credit Counselors

Credit counseling can help you dig out from credit card debt and other money troubles, but only if the agency is reputable. Research credit counseling agencies before seeking help.

How to Handle your Own Credit Repair

Consider working with a credit repair company or trying for debt consolidation to improve your credit score.

Credit Repair: Three Reasons to Feel Positive

Don't let a bad credit rating defeat you. Start working now to improve your credit -- every positive step will help improve your credit score.

Review your Credit Report

Reading your credit report before you apply for a mortgage loan gives you time to repair your credit.

Five Reasons Why You Should Check Your Credit Reports and Know Your Credit Score

Before you go loan shopping, check your credit reports and learn your credit score so you know where you stand with lenders and how much you can afford to borrow.

Tips for Repairing Your Credit

People with bad credit may not know where to begin to fix their credit problems, but FICO offers suggestions on their Web site.

Fast and Legal Credit Repair

Is legitimate, fast credit repair a myth? Not always, if you work with a credit re-scoring agency. If you have credit problems, this may be your solution.

Credit Repair: Do It Yourself

Bad credit takes time to fix. Learn how to repair your own credit.

Credit Repair: Know What Goes Into Your Credit Reports

Before you can fix your credit, understand what information is used to produce your credit score that creditors, including bad credit lenders, consider in loan decisions.

Fix Credit Report Errors to Help Repair Credit

Don't let credit report errors decrease your chances of qualifying for a bad credit mortgage. Take these five steps to find and fix mistakes on your credit reports.

What To Do After You've Been Turned Down for a Bad Credit Mortgage

Getting turned down for a poor credit home loan is discouraging, but there are many things you can do to prepare for future success.

What Lenders Consider Besides Your Credit Score

Lenders consider your credit score along with many other factors to determine whether to give you a loan.

Credit Repair: What Do Credit Cards Have to Do with Getting a Bad Credit Mortgage?

The answer is: a great deal. How you manage your credit cards is a major factor in your credit score, one of the things bad credit lenders consider to decide whether you qualify for a mortgage.

Don't Let Not Qualifying For a Bad Credit Mortgage Prevent You From Being a Homeowner

Proper planning allows those with poor credit denied bad credit mortgages to become homeowners using bad credit loans or other mortgages.

Qualifying For a Bad Credit Mortgage is About to Get Tougher: What Should You Do?

Government-backed mortgage financier Fannie Mae announced it's raising the minimum credit score to 620. Here's what you can do to position yourself for financing

From Bad To Good Credit: Re-establishing Your Credit History

Anyone can have credit problems. The good news is that anyone can re-establish credit with a little time and discipline. Here are five steps to rebuilding your credit after financial trouble.

Credit Repair: How to Get Back on Track to Qualify for a Home Mortgage

Learn what to do if you have bad credit and want to buy a home. You have always wanted to own a home, but you have credit problems. What to do? Start now to repair your credit so you will be able to take advantage of current market conditions

Top Seven Tips for Do-It-Yourself Credit Repair

It's important to monitor your credit report and respond to credit problems quickly. Here are 7 ways of repairing your credit in preparation for securing a mortgage.

Life After Foreclosure: Rebuilding Bad Credit

You've lost a home to foreclosure, and hope to buy another. Can you qualify for a new mortgage loan? How can you improve bad credit? Here are some tip for getting on with life after foreclosure.

Bad Credit: What Happened and Why

Understanding how bad credit happens is the first step toward getting an affordable bad credit mortgage loan. Preparing to shop for a mortgage loan can help homebuyers with bad credit find favorable mortgage terms.

Rebuilding Bad Credit: Community Homebuyer Programs Can Help

Homebuyers with bad credit or those with limited income can benefit from community homebuyer programs. These programs provide information about bad credit mortgage options, how to rebuild bad credit and can help homeowners qualify for lower mortgage rates.

Bad Credit Mortgage Help: Understanding Your Credit History

Don't underestimate the impact your credit history will have on qualifying for a bad credit home loan. The better you understand how lenders look at your credit report, the more you can do to help improve your situation.

Looking For a Home Loan? Clean Up Your Bad Credit Before You Make a Move

For those with bad credit, home shopping might be easy but getting a home loan can be tough. Make things easier by taking the time to clean up your credit report.

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Solve anydebt problem here.

Solve any
debt problem here.