For those trying to avoid foreclosure, twenty-one states offer some form of foreclosure mediation, which can help you and your lender reach an agreement and some form of affordable solution. Here is a list of those states and the links to their programs.

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CALIFORNIA

California Department of Corporations information on ?? 2923.52, includes Servicer Application for Exemption, Borrower FAQ, list of servicers who have been granted exemptions, and implementing regulations

CONNECTICUT

Connecticut Foreclosure Mediation Program Materials, Attorney and Homeowner FAQson

DELAWARE

Community Legal Aid Society FAQ on Delaware Foreclosure Mediation

FLORIDA

Collins Center Foreclosure Mediation site

HAWAII

Hawaii Foreclosure Mediation Request

ILLINOIS

Cook County Circuit Court Foreclosure Mediation Information

INDIANA

No. 492 Indiana Courts’ Mortgage Foreclosure Trial Court Assistance Project

KENTUCKY

Jefferson County:

Administrative Order

MAINE

Text Fact Sheet

MARYLAND

Maryland Commissioner of Financial Regulation Foreclosure Prevention and Mediation Information links

MASSACHUSETTS

Massachusetts Foreclosure Conference FAQ on Mass Conference Bill

MICHIGAN

FAQ on Michigan statute by Michigan Foreclosure Prevention Project

NEVADA

Assembly Bill 149 Nevada Judiciary site with documents, forms, FAQ, Supreme Court Rules

NEW HAMPSHIRE

Text of SB 70

NEW JERSEY

New Jersey Judiciary Foreclosure Mediation Program:

Court’s public information site, Forms and FAQ

NEW YORK

An Overview for Homeowners Supreme Court 11th Judicial District

NEW MEXICO

First Judicial Circuit (Santa Fe): Administrative Order No. 2009-00001 with forms and related documents

OHIO

Foreclosure Mediation Resources

OREGON

Summary of bill and form notice

PENNSYLVANIA

Allegheny County (Pittsburgh):

Administrative Order Court Program Description Bucks County (suburban Philadelphia): Administrative Order Butler County: Administrative Order of the Court Fayette County: Administrative Order Lackawanna County (Scranton):

Notice of Residential Mortgage Foreclosure Diversionary Program pursuant to Lacka. Co. R.C.P. 205.2(b) and 1143(a) - Form 8

Notice of Residential Mortgage Foreclosure Diversionary Program pursuant to 1034(b) and 1035.2 - Form 11

Northampton County (Bethlehem/Easton): Administrative Order Philadelphia County

Philadelphia Residential Mortgage Foreclosure Diversion Pilot Program: 2009 materials, including court regulations, current forms, and administrative orders (November 17, 2008)

Philadelphia Volunteer Attorney Program (“VIP”) foreclosure conciliation training materials

Philadelphia Court: Information page and Forms

Somerset County: Order Washington Count: Mortgage Foreclosure Diversion Program

RHODE ISLAND

Providence foreclosure diversion program ordinance Documents - City of Providence: Foreclosure Conciliation Requirements/Duties of Participants/Applying the Ordinance/Model Certificate Decision in Deutsche Bank National Trust Co. v. City of Providence P.C. No. 10-1240 (Providence Superior Court) - Invalidating in part City of Providence Ordinance

VERMONT

Foreclosure Mediation Information site

Vermont Foreclosure Mediation Request Form

WISCONSIN

Mandatory Mediation Program for Buffalo and Pepin Counties: Program Description Foreclosure Mediation Application form Buffalo and Pepin County Pepin County Local Court Rule 2010-01 Buffalo County Local Court Rule Dane County (Madison) Foreclosure Mediation Program and Notice Form

MISCELLANEOUS STATE/LOCAL PROGRAMS

New Hampshire Judicial Branch Foreclosure Mediation Program (voluntary) Milwaukee Foreclosure Mediation Project (voluntary) Chicago (Cook County) Mortgage Foreclosure Mediation Program Court information site