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	<title>MCP Help Blog</title>
	<link>http://www.mortgagecreditproblems.com/blog</link>
	<description>Expert Advice &#38; News on Bad Credit Mortgage, Mortgage Refinancing &#38; Home Loans</description>
	<lastBuildDate>Thu, 05 Nov 2009 23:58:08 +0000</lastBuildDate>
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		<title>And Tax Credits for All: Congress Extends and Expands the Home Buyer Tax Credit</title>
		<description><![CDATA[Today, Congress passed a measure to make the Home Buyer Tax Credit available to more people who meet income eligibility requirements, not just first-time home buyers. And those income limitations have been raised as well. See if you qualify for a tax credit under the new plan, and how to take advantage of it.

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		<link>http://www.mortgagecreditproblems.com/blog/and-tax-credits-for-all-congress-extends-and-expands-the-home-buyer-tax-credit/</link>
			</item>
	<item>
		<title>Facing Foreclosure? Stay Home with Fannie&#8217;s Deed for Lease Program</title>
		<description><![CDATA[Starting today, thousands of borrowers facing foreclosure will be able to stay in their homes and avoid the trauma of being evicted. Fannie Mae&#8217;s new &#8220;Deed for Lease&#8221; program allows impossibly situated borrowers to transfer their home ownership to Fannie Mae and sign a one-year lease, with month-to-month extensions after that. Yes, you still lose [...]]]></description>
		<link>http://www.mortgagecreditproblems.com/blog/facing-foreclosure-stay-home-with-fannies-deed-for-lease-program/</link>
			</item>
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		<title>Cowabunga! Higher FHA Loan Limits a Boon to Cali Buyers with Poor Credit</title>
		<description><![CDATA[Congress  passed a congressional resolution late yesterday that should help those with poor credit get mortgages in more expensive areas of the country like California.  A provision of the Housing and Economic Recovery Act of 2008 included temporarily raising the conforming loan limits from $625,500 in high-cost areas to $729,750 through 2009. Yesterday&#8217;s actions effectively [...]]]></description>
		<link>http://www.mortgagecreditproblems.com/blog/cowabunga-higher-fha-loan-limits-a-boon-to-cali-buyers-with-poor-credit/</link>
			</item>
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		<title>Wait No Longer for the Bottom of the Housing Market</title>
		<description><![CDATA[The housing market over the last two years has received a major beat-down. Put it this way; if the housing market were a sports franchise, it would be the Detroit Lions&#8211;zero wins, sixteen losses last year. One fan even tried to claim the team as a &#8220;total loss&#8221; on his tax return. But 2009 has [...]]]></description>
		<link>http://www.mortgagecreditproblems.com/blog/wait-no-longer-for-the-bottom-of-the-housing-market/</link>
			</item>
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		<title>3 Reasons You May Not Be Able to Refinance Now&#8211;And What You Should Do</title>
		<description><![CDATA[Yes, rates are low. And if you are paying over 6% on your mortgage, you should probably look into refinancing and saving some money. However, not everyone who could benefit from refinancing will be able to do so. Here are three reasons you may not be able to refinance&#8211;and what you can do about them.
]]></description>
		<link>http://www.mortgagecreditproblems.com/blog/3-reasons-you-may-not-be-able-to-refinance-now-and-what-you-should-do/</link>
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