Comments on: Declined for a Home Loan? What’s Next?

By: Gina Pogol

Gina Pogol — Mon, 15 Jun 2009 18:12:31 +0000

Thank you so much. I always feel great when something I write about helps someone. You can scroll up to the box on the right that says “get our widget” and install it on your own Web site if you like. Or simply click the Orange box (somewhere up there on the right) that says “subscribe” and you can receive the blog and / or comments as a feed.

By: Counselor

Counselor — Mon, 15 Jun 2009 15:38:46 +0000

Gina, I’m a housing counselor at a non-profit. I like your simple but clear explanation of what a advance or partial claim is. I’d like to follow more of your writing on delinquent and foreclosure issues. How can I do that.

By: Gina Pogol

Gina Pogol — Wed, 10 Jun 2009 18:06:14 +0000

Aren’t you nice! Thanks for reading, always glad when my blog is helpful.

By: Jess

Jess — Sat, 06 Jun 2009 23:17:28 +0000

Thank you so much for this brilliant advice, we have 7 days left of our cooling off period and although we may still be accepted for our loan we will do this immediatley.

thank you : )

By: Gina Pogol

Gina Pogol — Fri, 05 Jun 2009 17:13:22 +0000

Wow. While you most likely could have gotten the collection off your record without paying it (statute of limitations on debt is generally only 2 to 4 years, plus the creditor would have had to prove that YOU owed it in the first place), it’s there now.

Your best solution is fast and cheap. Not to be confused with credit repair companies, credit resellers or rapid rescorers often work with mortgage companies. They can update and remove inaccurate or outdated credit information quickly, often much more quickly than you or I can. See my full post on the subject http://www.mortgagecreditproblems.com/blog/not-all-credit-repair-companies-are-evil/
for more information, and good luck. You seem like deserving sorts who can benefit from this service and your credit dings should come off very quickly. Good Luck!

Gina