http://www.mortgagecreditproblems.com/blog Mortgage Credit Problems: Helping You Find a Home Loan with Bad Credit Thu, 20 Nov 2008 12:44:08 +0000 http://wordpress.org/?v=2.3.2 http://www.mortgagecreditproblems.com/blog/loan-officers-the-bad-and-the-ugly/#comment-1157 debbie Mon, 17 Nov 2008 20:39:57 +0000 http://www.mortgagecreditproblems.com/blog/loan-officers-the-bad-and-the-ugly/#comment-1157 THis is a great article. I agree. thanks Deb THis is a great article. I agree. thanks Deb

]]> http://www.mortgagecreditproblems.com/blog/loan-officers-get-the-best-avoid-the-rest/#comment-1156 debbie Mon, 17 Nov 2008 20:34:18 +0000 http://www.mortgagecreditproblems.com/blog/loan-officers-get-the-best-avoid-the-rest/#comment-1156 All the above points were great to direct the clients to aloan officer that meets there needs. I strongly agree. Deb All the above points were great to direct the clients to aloan officer that meets there needs. I strongly agree. Deb

]]> http://www.mortgagecreditproblems.com/blog/loan-officers-the-bad-and-the-ugly/#comment-1098 jeff Fri, 14 Nov 2008 22:03:07 +0000 http://www.mortgagecreditproblems.com/blog/loan-officers-the-bad-and-the-ugly/#comment-1098 I am a loan officer and I can't even imagine customer service like that. Great article! Hopefully that makes good loan officer's stand apart. I am a loan officer and I can’t even imagine customer service like that. Great article! Hopefully that makes good loan officer’s stand apart.

]]> http://www.mortgagecreditproblems.com/blog/loan-officers-get-the-best-avoid-the-rest/#comment-1097 jeff Fri, 14 Nov 2008 21:34:55 +0000 http://www.mortgagecreditproblems.com/blog/loan-officers-get-the-best-avoid-the-rest/#comment-1097 I am a loan officer and I try to live by all the rules you have said in your article. In todays market if you don't you will not be in business for long. Great article! I am a loan officer and I try to live by all the rules you have said in your article. In todays market if you don’t you will not be in business for long. Great article!

]]> http://www.mortgagecreditproblems.com/blog/when-a-creditor-sues-you/#comment-1080 Gina Pogol Thu, 13 Nov 2008 19:24:03 +0000 http://www.mortgagecreditproblems.com/blog/when-a-creditor-sues-you/#comment-1080 Companies offer (and many employers subsidize) long and short term disability insurance for employees who can't work due to illness or injury. California even has state disability insurance that kicks in once you are off work for a week and it pays about 80% of your wages I believe. Unemployed people get unemployment insurance paid for by their employers. There are supplemental unemployment policies and "mortgage protection" policies sold but I would be very careful about the company I bought them from. The wrong one can be expensive and so hard to collect on that it's all but useless. A better bet is to insure yourself by setting aside at least 2 months' of expenses in an emergency fund (if self-employed, on commission, or in a risky profession 6 months is better). Companies offer (and many employers subsidize) long and short term disability insurance for employees who can’t work due to illness or injury. California even has state disability insurance that kicks in once you are off work for a week and it pays about 80% of your wages I believe. Unemployed people get unemployment insurance paid for by their employers. There are supplemental unemployment policies and “mortgage protection” policies sold but I would be very careful about the company I bought them from. The wrong one can be expensive and so hard to collect on that it’s all but useless. A better bet is to insure yourself by setting aside at least 2 months’ of expenses in an emergency fund (if self-employed, on commission, or in a risky profession 6 months is better).

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