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	<title>Comments for MCP Help Blog</title>
	<link>http://www.mortgagecreditproblems.com/blog</link>
	<description>Expert Advice &#38; News on Bad Credit Mortgage, Mortgage Refinancing &#38; Home Loans</description>
	<pubDate>Fri, 20 Nov 2009 22:33:53 +0000</pubDate>
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		<title>Comment on Understanding Prepayment Penalties by ale abby</title>
		<link>http://www.mortgagecreditproblems.com/blog/understanding-prepayment-penalties/#comment-8025</link>
		<dc:creator>ale abby</dc:creator>
		<pubDate>Wed, 18 Nov 2009 10:49:10 +0000</pubDate>
		<guid>http://www.mortgagecreditproblems.com/blog/understanding-prepayment-penalties/#comment-8025</guid>
		<description>I'm very pleased to read you blog... it really help me</description>
		<content:encoded><![CDATA[<p>I&#8217;m very pleased to read you blog&#8230; it really help me</p>
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		<title>Comment on Today&#8217;s Mortgage Insurance: Even if You&#8217;re Approved, You&#8217;re Not by Ale Abby</title>
		<link>http://www.mortgagecreditproblems.com/blog/todays-mortgage-insurance-even-if-youre-approved-youre-not/#comment-8012</link>
		<dc:creator>Ale Abby</dc:creator>
		<pubDate>Tue, 17 Nov 2009 10:19:10 +0000</pubDate>
		<guid>http://www.mortgagecreditproblems.com/blog/todays-mortgage-insurance-even-if-youre-approved-youre-not/#comment-8012</guid>
		<description>hey thnx man... you really help me...</description>
		<content:encoded><![CDATA[<p>hey thnx man&#8230; you really help me&#8230;</p>
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		<title>Comment on 10 Reasons to Consolidate Debt aka 10 Ways Credit Card Companies Are Still Working You Over by Gina Pogol</title>
		<link>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7994</link>
		<dc:creator>Gina Pogol</dc:creator>
		<pubDate>Mon, 16 Nov 2009 19:10:51 +0000</pubDate>
		<guid>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7994</guid>
		<description>Yes there is. Check any updates you get in the mail from your card issuer, and look for changes like new fee policies. Even those who don't carry a balance can be subject to sneaky fees like the one for "international" transactions or "under-use." Check your statements and make sure that you're not being charged for "insurance" or other "services" that many customers pay for without knowing. 

Know that if the company doesn't feel that it's making enough money on your account to justify keeping it open, you could end up getting canceled. The logic behind that is that every card carries the threat of liability to its issuer, because any card can be compromised or stolen. So if you aren't a profitable enough customer, you could lose your access to credit.

The way to avoid this is to use the card for things that you could pay cash for, like groceries and gas, pay it off each month, and get some reading glasses if needed so you don't miss any fine print!</description>
		<content:encoded><![CDATA[<p>Yes there is. Check any updates you get in the mail from your card issuer, and look for changes like new fee policies. Even those who don&#8217;t carry a balance can be subject to sneaky fees like the one for &#8220;international&#8221; transactions or &#8220;under-use.&#8221; Check your statements and make sure that you&#8217;re not being charged for &#8220;insurance&#8221; or other &#8220;services&#8221; that many customers pay for without knowing. </p>
<p>Know that if the company doesn&#8217;t feel that it&#8217;s making enough money on your account to justify keeping it open, you could end up getting canceled. The logic behind that is that every card carries the threat of liability to its issuer, because any card can be compromised or stolen. So if you aren&#8217;t a profitable enough customer, you could lose your access to credit.</p>
<p>The way to avoid this is to use the card for things that you could pay cash for, like groceries and gas, pay it off each month, and get some reading glasses if needed so you don&#8217;t miss any fine print!</p>
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		<title>Comment on 10 Reasons to Consolidate Debt aka 10 Ways Credit Card Companies Are Still Working You Over by Russ</title>
		<link>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7980</link>
		<dc:creator>Russ</dc:creator>
		<pubDate>Sun, 15 Nov 2009 17:24:47 +0000</pubDate>
		<guid>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7980</guid>
		<description>As a retired person with no mortgage, I always pay my credit card balances each month.  Is there anything that should concern me about the credit card company tactics you mentioned?</description>
		<content:encoded><![CDATA[<p>As a retired person with no mortgage, I always pay my credit card balances each month.  Is there anything that should concern me about the credit card company tactics you mentioned?</p>
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		<title>Comment on 10 Reasons to Consolidate Debt aka 10 Ways Credit Card Companies Are Still Working You Over by Gina Pogol</title>
		<link>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7902</link>
		<dc:creator>Gina Pogol</dc:creator>
		<pubDate>Thu, 12 Nov 2009 05:50:25 +0000</pubDate>
		<guid>http://www.mortgagecreditproblems.com/blog/10-reasons-to-consolidate-debt-aka-10-ways-credit-card-companies-are-still-working-you-over/#comment-7902</guid>
		<description>Yes, I can't imagine why they didn't have the foresight to make the provisions of the bill retroactive to some date. It does seem like Congress was anxious to appear that it was doing something while not actually hurting the financial institutions that finance its members' campaigns. Pretty sickening. The only thing that I have seen work with these companies is the threat of filing bankruptcy.</description>
		<content:encoded><![CDATA[<p>Yes, I can&#8217;t imagine why they didn&#8217;t have the foresight to make the provisions of the bill retroactive to some date. It does seem like Congress was anxious to appear that it was doing something while not actually hurting the financial institutions that finance its members&#8217; campaigns. Pretty sickening. The only thing that I have seen work with these companies is the threat of filing bankruptcy.</p>
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