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Monthly Archive for August, 2010

Bad Credit Can Slow Economic Recovery

Published by Gina Pogol on August 02, 2010 in Credit Score . 0 Comments

One problem with bad luck is that it seems to beget more bad luck. Hence the term downward spiral. It's common knowledge that one fourth of this country is now sub-prime, with credit scores of less than 600. The recession, irresponsible buying / saving patterns, and the foreclosure crisis have hit the point where they ...

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Have Bad Credit and Home Equity? There's a Scam with Your Name on It

Published by Gina Pogol on August 02, 2010 in Mortgage Refinance . 0 Comments

Older home owners in modest neighborhoods are especially likely to find people going door-to-door with refinance offers. Why? Because older folks are more likely to have accumulated a lot of home equity, and those in less affluent areas are more likely to have loans for people with credit problems. That makes them and others with ...

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About Mortgage Credit Problems

Specializing in Bad Credit Mortgages… Because Life Doesn’t Always Turn Out Like You Planned. A sick child, a few late bills, or an unexpected expense can easily get you off track and your credit may suffer, but we don't think you should miss out on the opportunities available to everyone else.

Gina Pogol

Gina Pogol

About the Author:

Gina Pogol writes for an online media company about mortgage and finance. In addition to a decade in mortgage lending, she formerly consulted for Experian and other credit bureaus, and worked as a tax accountant for Deloitte. She has a BS in Financial Management from the University of Nevada.

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Recent Comments

  • Gina Pogol: Yes there is. Check any updates you get in the mail from your card issuer, and look for changes like new fee policies....
  • Gina Pogol: Ye, we heard the phrase "skin in the game" more times than we could count (although one journalist made a valiant...
  • Gina Pogol: FHA allows you to qualify for a mortgage 2 years after a bankruptcy discharge. Keep in mind though that you must...
  • Gina Pogol: Rachel, it's not that hard and fast--paying the smaller ones and letting the larger ones go--for example, always pay...
  • Gina Pogol: Alan, thanks for the question. When referring to the $7,500, we are talking about Federal income tax, not property tax....