Page 2 of 2 Newer Entries »

Monthly Archive for April, 2010

Debt Consolidation Should Not Include Upfront Fees

Published by Gina Pogol on April 14, 2010 in Debt Consolidation . 0 Comments

Debt settlement, debt management, and debt consolidation firms are taking great pains to induce you to call them. They are bombarding the radio and TV with advertising geared towards consumers who are being consumed by credit card debt. They stuff your mailbox with fliers and brochures designed with the desperate in ...

1 Stars 2 Stars 3 Stars 4 Stars 5 Stars (No Ratings Yet)

I have a co-signer and can't pay my mortgage. What now?

Published by Gina Pogol on April 14, 2010 in Uncategorized . 0 Comments

You had to get a co-signer on your mortgage because you had no credit, or even bad credit. This nice person enabled you to buy your home. You don't want to repay her generosity by ruining her credit, do you? Because if you don't pay that mortgage on time, the late payment shows up on ...

1 Stars 2 Stars 3 Stars 4 Stars 5 Stars (No Ratings Yet)

HAMP Help for Unemployed

Published by Gina Pogol on April 06, 2010 in Foreclosure . 1 Comments

It's a sad tale you read a dozen times a day. Borrower buys home, borrower loses job, borrower loses home. And in some cases, the bad credit people get from missing mortgage payments actually keeps them from getting new jobs! And of course you can;t refinance to a lower mortgage payment when you're out of ...

1 Stars 2 Stars 3 Stars 4 Stars 5 Stars (No Ratings Yet)

Feds Take Aim at Subprime Mortgage Prepayment Penalties

Published by Gina Pogol on April 06, 2010 in Uncategorized . 1 Comments

Somewhere among the hundreds of pages of proposed consumer financial protection making its way through the House and Senate are provisions that may affect anyone who looks for a bad credit mortgage or subprime home loan. The new bills will give a new Consumer Finance Protection Agency (CFPA) the authority to abolish prepayment penalties on ...

1 Stars 2 Stars 3 Stars 4 Stars 5 Stars (No Ratings Yet)

Georgia Subprime Mortgage Law Offers Protections for Bad Credit Borrowers

Published by Gina Pogol on April 06, 2010 in Uncategorized . 0 Comments

A new mortgage law in Georgia offers extra protections to people with bad credit looking for home loans. In the past, some bad credit lenders in Georgia were able to make loans to people who could not afford to repay them, and they were able to overcharge for these loans too. Senate Bill #57 ...

1 Stars 2 Stars 3 Stars 4 Stars 5 Stars (No Ratings Yet)

Get a Free Mortgage Quote

Loading.....

About Mortgage Credit Problems

Specializing in Bad Credit Mortgages… Because Life Doesn’t Always Turn Out Like You Planned. A sick child, a few late bills, or an unexpected expense can easily get you off track and your credit may suffer, but we don't think you should miss out on the opportunities available to everyone else.

Gina Pogol

Gina Pogol

About the Author:

Gina Pogol writes for an online media company about mortgage and finance. In addition to a decade in mortgage lending, she formerly consulted for Experian and other credit bureaus, and worked as a tax accountant for Deloitte. She has a BS in Financial Management from the University of Nevada.

Subscribe

Like our Blog?

Get the Widget!

Recent Comments

  • Capsiplex: Interesting idea, where can I learn more about this?
  • Plavuse: Ues, but not everthing black and white, something is gray :) Miranda
  • Robin: If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a...
  • Laura: similar situation to Crystal above. Except, our FHA mortage was included in BK, but we have kept the payments up and...
  • Edward De La Rosa: was on a forbearance program with two months left and now I am on permanent social security disability income.Do I...
  • ghd pink: Particularly warm write-up which inturn persons may suppose re.
  • Sonia Samber: Hello! I just wanted to take the time to make a comment and say I have really enjoyed reading your site. Thanks for all...