It wasn’t long ago that my mortgage friends and I were crying in our coffee (or whatever we felt was most therapeutic to cry in!) about the lack of money for deals that made perfect sense. Continue reading ‘Jumbo Mortgages Are Back!’
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Loading ...What does it mean when a lender claims he or she is “paying your mortgage costs?” Well, it looks like that’s what they are doing because of the way many structure your Good Faith Estimates (GFEs). You’ll see a boat load of charges, and then (phew!) it shows the lender reversing or paying the fees. But there’s no free lunch! Continue reading ‘Mortgage Refinance: No Free Lunch, But Tasty in the Right Circumstances’
(4 votes, average: 5 out of 5) Loading ...Drop the word “foreclosure” into almost any conversation and you’ll hear something like: “loose lending…irresponsible borrowers…dead real estate market…what do you expect?”
But what you probably won’t hear is that one of the biggest causes of losing a home–even today–is medical. Continue reading ‘Want to Avoid Foreclosure? Get Medical Insurance’
(10 votes, average: 5 out of 5) Loading ...It’s pretty slick. You want to buy or refinance your home, you’re worried about the economy, and of course there’s always someone looking to prey on those fears. Don’t let them. Continue reading ‘Mortgage Life and Disability Insurance: Good Deal or Industry Steal?’
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Gina Pogol writes for an online media company about mortgage and finance. In addition to a decade in mortgage lending, she formerly consulted for Experian and other credit bureaus, and worked as a tax accountant for Deloitte. She has a BS in Financial Management from the University of Nevada.
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