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Monthly Archive for September, 2008

Prime Foreclosures Now Higher than Subprime: What We Can Learn

Published by Gina Pogol on September 05, 2008 in Foreclosure . 4 Comments

Information released by the HOPE NOW coalition, a voluntary effort by major lenders to reduce mortgage foreclosures, shows that for the first time since its inception in July 07 prime mortgage foreclosures exceeded those for subprime loans. According to housingwire.com, the reason for this trend is that servicers prefer to rely on repayment plans when dealing ...

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Declined for a Home Loan? What's Next?

Published by Gina Pogol on September 03, 2008 in New Home Loan . 15 Comments

You've probably heard; it's harder to get approval for a home loan than it used to be. And if you're a first-timer, chances are you have the deck stacked against you--a short or spotty credit history, less time at your job, and a smaller bank account. But you have options if you didn't get an ...

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About Mortgage Credit Problems

Specializing in Bad Credit Mortgages… Because Life Doesn’t Always Turn Out Like You Planned. A sick child, a few late bills, or an unexpected expense can easily get you off track and your credit may suffer, but we don't think you should miss out on the opportunities available to everyone else.

Gina Pogol

Gina Pogol

About the Author:

Gina Pogol writes for an online media company about mortgage and finance. In addition to a decade in mortgage lending, she formerly consulted for Experian and other credit bureaus, and worked as a tax accountant for Deloitte. She has a BS in Financial Management from the University of Nevada.

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Recent Comments

  • Gina Pogol: Yes there is. Check any updates you get in the mail from your card issuer, and look for changes like new fee policies....
  • Gina Pogol: Ye, we heard the phrase "skin in the game" more times than we could count (although one journalist made a valiant...
  • Gina Pogol: FHA allows you to qualify for a mortgage 2 years after a bankruptcy discharge. Keep in mind though that you must...
  • Gina Pogol: Rachel, it's not that hard and fast--paying the smaller ones and letting the larger ones go--for example, always pay...
  • Gina Pogol: Alan, thanks for the question. When referring to the $7,500, we are talking about Federal income tax, not property tax....