Cliff Asks: Dear Gina, I filed for bankruptcy a couple of years ago and my credit score still looks awful. I missed out on the home buyer tax credit, but would still like to take advantage of low prices on property and today's low mortgage rates. Can a credit repair company help me get a mortgage today?
Gina Says: Sorry about your mortgage credit problems. Yes, certain kinds of credit repair can help you. You indicate that your credit score "still looks awful." But you have not said why. Have you continued to pay your bills late or accumulate collection accounts?
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"Patience and perseverance have a magical effect before which difficulties disappear and obstacles vanish."
— John Quincy Adams