Ellis Asks: I'm a first-time home buyer who used to have really bad credit but I might qualify for an FHA loan. Will an FHA or bad credit lender let me use the $8,000 first time homebuyer tax credit for a downpayment?
Gina Says: There is good news and bad news...
"Patience and perseverance have a magical effect before which difficulties disappear and obstacles vanish."
— John Quincy Adams